What is the combination for making Loan in Doodle God?

To create the Loan element in Doodle God, you need to combine Money and Debt. Here is how you can achieve this step by step. First, ensure you have unlocked the Money element. Money can be created by combining Gold and Paper. Gold is typically obtained by combining Fire and Stone, while Paper is made by combining Reed and Tool. Once you have Money, you need to create Debt. Debt is made by combining Money and Human. Human is a basic element that you unlock early in the game, so you should already have it. Once you have both Money and Debt, combine them to create Loan. This combination makes sense thematically, as a loan involves borrowing money and creating a debt. If you are missing any of the required elements, work backward to create them by experimenting with other combinations. For example, if you donÔÇÖt have Tool, it can be made by combining Metal and Human. Keep experimenting and combining elements logically to progress through the game and unlock new items.